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Here are a few factors

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Right Documents : Easy Process

Required Documents for Yes Bank Home Loan Small Segment

Salaried Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case.
  • Sanction letter of all running loans.
  • Latest utility Bill if owned residence or rent agreement if rented.
  • 2 Reference with contact details.

Self-employed Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Copy of GST registration ,Copy of MSME registration ,Copy of Last 12 month GST return
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loans.
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented.
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letterhead
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

About Yes Bank Home Loan Small Segment

One of the best-known banking firms in India, YES Bank provides clients with a variety of investment and financial products. The attractive interest rate on YES Bank home loans satisfies customers' housing needs.

One can purchase, expand, build, repair, or renovate with the help of YES Bank home loans. These are intended for both salaried and self-employed borrowers. The bank offers favorable interest rates, and the loan is accessible because of the low fees.

How to Reach YES Bank’s Customer Care?

Basic Eligibility Criteria

The salaried applicant should be between the age of 21-60 years.

The self-employed applicant should be between the age of 21-70.

The applicant should have a minimum job experience of 2 years..

Individuals receiving cash salary are also eligible for these loans.

The applicant should have a credit score of 680+

FREQUENTLY ASKED QUESTIONS