General Insurance

Types of General Insurances

• Motor Insurance:

  Motor insurance covers damages to your vehicle in case of accidents, theft, or other unforeseen events. It is mandatory in many countries, and the policy can be comprehensive or third-party.

• Home Insurance:

  Home insurance protects your property from damages due to fire, theft, or natural calamities. It also covers damages to the contents within your home, ensuring financial safety in case of an emergency.

• Travel Insurance:

  Travel insurance covers a range of travel-related risks including trip cancellations, lost baggage, medical emergencies, and accidents during travel.

• Personal Accident Insurance:

  Personal accident insurance provides compensation for injuries, disability, or death resulting from an accident. It helps cover medical costs and loss of income due to accidents.

• Property Insurance:

  Property insurance covers damages to property from accidents or natural disasters, and may also include coverage for business property or personal belongings.

• Business Insurance:

  Business insurance provides protection to business assets, employees, and operations. It covers risks such as fire, liability, equipment breakdown, and employee health.

• Liability Insurance:

  Liability insurance protects against legal claims for injuries or damages caused by the insured person or business to third parties.

• Marine Insurance:

  Marine insurance provides protection for ships, cargo, and other transport assets involved in maritime trade. It covers the risk of damages occurring during transit over water.

• Natural Disaster Insurance:

  Natural disaster insurance helps you recover from losses incurred due to disasters like earthquakes, floods, and hurricanes. It provides compensation for property and business losses.