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Bajaj Finserve (Small Segment) Business Loan
Bajaj Finserv (Small Segment) has been offering business loans to its customers at lower interest rates with guaranteed loan approval in just 24 hours.Powered By
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Bajaj Finserve (Small Segment) Business Loan
Apply Now
Here are a few factors
| Location | Where location is mapped |
| CIBIL Score | 720+ |
| Processing | Online |
| Business Vintage | 2 Year |
| Minimum Turnover | No Turnover Criteria |
| Loan Amount & Tenure | 1.5 Lac-30 Lac( 12 month to 60 Month) |
| Loan Product | Term Loan & OD Product |
| Rate of Interest & Type | 21% to 24% (Reducing) |
| TAT | Sanction-1 Days, Disbursement-7 Days |
| Processing Fees | 2%-3% |
| Foreclosure Charges | 4% |
| Applicant Type | Any Self Employed Person |
| Whether Co-Applicant Mandatory | No |
| Proprietor Age/Co-Applicant Age | 24 Year- 65 Year(at the time of maturity) |
| Part Payment Allowed | NO |
| Whether Ownership Proof Required | Either Office or Residence must be Own |
| Business Registration Proof Mandatory | Yes |
| Program | GST Program-30 Lac, ABB Program-12 Lac, Income Program-16 Lac, ITR Base-10 Lac, Degree Base-30 Lac |
| Product for Professionals | No |
| Negative Profile | Both Side Rented, Grain Traders, Jewelers, Share Traders, Gym, Tour & Travel, Real Estate, Azadpur Mandi |
| USP | Sanction in 24 hours |
| Additional | Minimum 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company 2. Textile industry, Civil Contractor, Coal Industry, Aviation Sector & Manpower Industry is catious profile |
Required Documents To Apply For Bajaj Finserv Business Loan
Documents Required
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Note : Bajaj Finserv Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
About Bajaj Finserve (Small Segment) Business Loan
With a Bajaj Finserv business loan, your small firm may enter a world of limitless possibilities. This financing solution, which is intended to be your partner in development, sparks success, growth, and innovation at every turn.
Taking advantage of chances is crucial in the dynamic world of small company endeavours. Your ambitions will be exceeded with the help of Bajaj Finserv's customized approach. Your firm may grow unrestrictedly with smooth operations and quick access to capital.
With a small business loan from Bajaj Finserv, you can strengthen your small business and create the backdrop for outstanding success.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
A business loan is a certain amount borrowed from any lender for the purpose of starting or expanding a business.
The minimum ROI of a Bajaj Finserv (small segment)Business Loan is 21% per annum
The maximum ROI of a Bajaj Finserv (small segment)Business Loan is 24% per annum
The highest loan amount you can avail with a Bajaj Finserv (small segment)Business Loan is Rs. 30 Lacs
The minimum loan amount you can avail of with a Bajaj Finserv (small segment)Business Loan is Rs. 1.5 Lacs.
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